AAEC-162NP Starting Friday (9/21/18) consumers will be able to freeze their credit files for free at each of the three main credit reporting agencies. Currently this would cost $10 per credit reporting agency (Transunion, Equifax, Experian) for VA residents. If you were a victim of identity theft, you were already able to do this for free. If you are going to put a freeze on your credit, you want to do this for all three of the major credit reporting agencies. Only choosing one or two of the three serves little to no purpose. 8.5" x 11", 3 pages, BW, DS, 20#, single staple upper left.